Self-Managed Super Fund
The Brokerage will help your SMSF grow.
The Brokerage provides smart self-managed super fund (SMSF) services for anyone looking to secure their retirement, protect their assets, or access funds for future investments. Our team of knowledgeable Australian brokers have established relationships with trusted SMSF lenders who otherwise wouldn’t be accessible to our clients. We leverage these connections and our own industry experience to find a unique finance solution to get the most from your SMSF.
Our outstanding communication ensures that you are kept updated during every step, ensuring you are confident that we are working towards the desired results.
Maximising Your SMSF Returns
A self-managed super fund is a great way for you to protect your business assets and fund future investments in residential, commercial, or industrial property. However, to access these benefits, you may need a loan to your SMSF to ensure it has the financial foundations to guarantee a smooth retirement.
The problem is that securing those loans is no walk in the park. The big banks generally don’t offer any SMSF lending solutions, and while some smaller banks do, the application process is often long and tedious. In short, it’s not easy securing SMSF loans on your own, which is why we are here to help.
Our team of professional brokers provide dependable SMSF loan solutions through lenders who we know and trust. We have a deep knowledge of which lenders provide a strong SMSF application experience, meaning we find you a solution that is simple, fast, and effective. We do the hard work to ensure your SMSF has the finance behind it to continually deliver the foundations you need.
A Secure Future
With The Brokerage helping to secure financing for your SMSF, you will have the freedom to maximise its potential for you and your business.
On top of securing a stress-free retirement, a SMSF loan enables you to better protect any business assets that are owned with your fund, while also giving you the ability to invest in residential and commercial property.
With our support, you won’t have to worry about the financial security of your SMSF. You will have the freedom of pursuing any investments, while knowing your assets are well protected and your retirement plans are completely under control.
Related Experience
Yes. Under a limited recourse borrowing arrangement, your self-managed super fund can borrow to purchase a single asset, such as a residential or commercial property. The asset is held in a bare trust until the loan is repaid, at which point ownership transfers to the SMSF. This structure must comply with superannuation legislation, and we work alongside your financial adviser and accountant to ensure the borrowing is set up correctly.
An SMSF can purchase residential investment property, commercial property, and rural or industrial property, provided the acquisition meets the sole purpose test and complies with superannuation rules. Residential property purchased by an SMSF cannot be used by a fund member or any related party. Commercial property, however, can be leased to a related business at arm’s length market rent, which makes it a useful structure for business owners.
SMSF lenders typically lend up to 70 to 80 percent of the property value for residential purchases and up to 65 to 70 percent for commercial property. Your fund must have sufficient liquidity to service the loan and meet its other obligations. Lenders assess the fund’s cash flow, assets, and contribution history as part of the assessment. We identify lenders whose policies are best suited to your fund’s profile.
While we arrange the finance, SMSF borrowing involves superannuation law, taxation, and trustee obligations that sit outside the scope of mortgage broking. We strongly recommend working with a licensed financial adviser and an accountant experienced in SMSFs alongside us. We are happy to refer you to specialists in our network if needed and will coordinate with your advisers throughout the process.
Get in Contact
Our team is dedicated to finding you a lender who will fund your SMSF as quickly and efficiently as possible, so you can enjoy getting the most out of your fund. We don’t stop working until you have acquired your desired results, and you can depend on us to keep you in the loop throughout the entire process.
To find out how we can help, contact our team of professional brokers on 0451 973 662.
