Self Employed Finance - Brisbane & Sydney

Let us take the stress out of your funding.

At The Brokerage, we help you obtain the necessary funding to move forward with your property journey. Our team is dedicated to finding you a solution that is fast and efficient, and is able to navigate any complex tax structures.

As a self-employed business owner, you are likely have a complex tax structure that can make obtaining loans for property quite challenging. We take the time to understand your current financial situation and to build a strong relationship with your accountant, giving us the best chance of finding a smart solution that cuts through all of these complexities.

Becoming a homeowner or securing a loan as a self-employed individual involves unique challenges and considerations. Self-employed borrowers, including entrepreneurs, freelancers, and business owners, face a distinctive set of circumstances that impact their ability to secure financing, that’s where we can help!

The Benefits of a Finance for Business Owners

The Brokerage are very knowledgeable about the distinct financial environment that freelancers, business owners, and entrepreneurs must manage. Because of their experience, they are able to help self-employed borrowers navigate the complexities of the loan application procedure and make sure that lenders are fully informed about their unique situation.

Our financial brokers collaborate extensively with independent contractors to comprehend their income fluctuations, company setup, and financial status. From there we can suggest and negotiate loan options that address the unique requirements and difficulties faced by independent contractors, like irregular income trends, thanks to this individualised approach.

One of the primary challenges for self-employed borrowers is providing documentation that accurately reflects their income stability. Finance brokers help borrowers overcome this obstacle by assisting them in creating thorough financial records that demonstrate their creditworthiness to lenders, such as profit-and-loss accounts, balance sheets, tax returns, and other appropriate documents.

Strategies for Self-Employed Borrowers

Accurate Financial Records: Maintaining accurate and up-to-date financial records, including profit-and-loss statements and business tax returns, is crucial for self-employed borrowers. Some lenders offer alternative documentation loans that require less traditional income documentation, providing more flexibility for self-employed individuals.
Proactive Financial Management: Self-employed borrowers should proactively build and maintain a strong financial profile by managing debts responsibly, improving credit scores, and implementing financial strategies. Building a solid financial foundation enhances the likelihood of loan approval and favourable lending terms, contributing to the long-term success of self-employed individuals.

Smart Self-Employed Borrower Solutions

We take the heavy lifting off your shoulders and use out-of-the-box thinking to find a solution that is quick, efficient, and competitively priced.

We take considered steps toward finding the right lender for your situation:

We have built strong relationships with banks, allowing for direct access to credit with faster turnaround times.
We can ask lenders before we submit applications to dramatically reduce rejections
Have access to innovative solutions through existing relationships with both mainstream and non-mainstream lenders.

After you reach out to us, we will organise a consultation over the phone which will eventually lead to a full loan strategy session. Under our guidance, you will be able to finally buy the home you have always dreamed of, build your investment portfolio, or take your business to new heights.

Smart Self-employed Borrower Solutions

We take the heavy lifting off your shoulders and use out-of-the-box thinking to find a solution that is quick, efficient, and competitively priced.

We take considered steps toward finding the right lender for your situation:

We have built strong relationships with banks, allowing for direct access to credit with faster turnaround times.
We can ask lenders before we submit applications to dramatically reduce rejections
Have access to innovative solutions through existing relationships with both mainstream and non-mainstream lenders.