Asset Finance
Securing asset finance is essential in growing your business, look no further than the team of dedicated professionals at The Brokerage.
Asset Financing
The Brokerage provide smart solutions that allow your business to secure the equipment and other assets it needs to grow.
We work closely with your business to determine exactly what assets are needed and how to best negotiate finance in a quick and affordable manner.
Our team of experienced brokers work hard to get the desired results for you. We help you during every step of the asset financing process and maintain strong communication from beginning to end. You won’t be left in the dark about the current state of your asset finance, and your business’ needs always remain at the centre of our work.
Smart Asset Finance Solutions
Your business needs new assets, and it needs them fast. Whether you are a trade business needing new vehicles, a medical centre requiring equipment, or a manufacturer requiring new machinery, obtaining these assets is the key to improving and growing your business.
However, all too often, obtaining the finance for those assets can feel like running up against a brick wall.
That’s where we step in. Your business’ growth shouldn’t be slowed down just because your current bank won’t approve your finance application. Businesses often use asset finance to acquire the necessary equipment or machinery to expand their operations, which is a strategic form of business investment to aid with business cashflow.
And it shouldn’t be slowed down just because your existing lender is taking too long to release the funds. Instead, you can depend on our team of proven finance professionals to find a unique solution that fast-tracks the lending process.
With our support, your business will have its hands on your new assets in no time – opening up the pathway for business growth and development.
The Benefits of Smart Asset Finance
Better cash flow management is one of the main benefits of Asset Finance. Businesses can choose asset finance as an alternative to paying a substantial upfront payment for assets, which frees up cashflow resources for other important expenses like expansion, operating costs, or unanticipated emergencies. Furthermore, asset finance offers flexibility with regards to repayment plans, allowing companies to select a plan that fits their cash flow patterns. Contact our team to find a solution for you!
Finding the Best Approach to Asset Finance
We understand that each and every business is unique, which is why we take our time finding the best asset funding approach for your particular situation.
Your business needs finance approved for assets, and it needs it done quickly. You can rely on us to get the job done.
Asset finance solutions we offer our clients include:
- Leasing Limit – an uncommitted loan that provides clients pre-approved funding up to a limit which provides a much faster finance solution.
- DriveXpress – an online application quoting and submission tool for fast tracking applications.
- Mitigating long loan processing times by dealing directly with banks that only offer fast-tracking on their applications.
No matter what assets you need funding for, we will find a solution that works. We have experience in funding non-standard assets such as fitouts, yellow goods, and surveying equipment, so you can have the peace of mind that we will support your financing from beginning to end.
Related Experience
Asset finance is a lending structure that allows businesses to acquire equipment, vehicles, or machinery without paying the full purchase price upfront. The asset itself typically serves as security, and repayments are structured to align with the useful life of the asset and your cash flow. It is a practical tool for businesses looking to grow or replace equipment without tying up working capital.
We arrange finance for commercial vehicles, construction and earthmoving equipment, manufacturing machinery, medical equipment, technology, excavators, and office fit-outs. If it is a tangible business asset with a useful life, it can generally be financed.
With a chattel mortgage, ownership of the asset passes to you immediately and the lender holds a security interest over it. With a finance lease, the lender owns the asset during the loan term and you make regular lease payments, with the option to purchase at the end. The most suitable structure depends on your GST registration, accounting treatment, and whether ownership matters for your purposes.
Yes, many lenders will finance used or second-hand equipment, though terms and maximum loan-to-value ratios may differ from new asset purchases. Age, condition, and asset type are all factors lenders consider. We work with lenders who specialise in used asset finance and can find a competitive solution for your requirements.
Not always. Many asset finance structures require no cash deposit, with the asset itself serving as sufficient security. Some lenders may require a deposit for older assets or higher-risk equipment categories. We can identify the most appropriate structure based on the specific asset and your business profile.
Contact The Brokerage
For a team of expert brokers who you can trust to be with you during every step of the process,
contact our team on 0451 973 662.
