Cash Out Refinance

The Brokerage recently arranged a $1.5M refinance and cash-out for an investment property in Brisbane, releasing funds for planned non-structural renovations.

Our clients had previously been advised that their lending position was too complex. They were left uncertain about how their income was being assessed and why their application could not progress, with no clear pathway forward.

Key highlights of the transaction include:

• Income Analysis: We undertook a strategic deep dive into the clients’ full financial position, with a particular focus on correctly analysing and presenting their income profile.
• Lender Selection: We selected a lender whose credit appetite aligned with the clients’ income composition and overall risk profile.
• Policy Alignment: Income was interpreted and structured in line with current lender policy, achieving a clear and compliant assessment where prior attempts had failed.
• Facility Structure: The facility was structured to maintain flexibility for the clients’ future plans.

By taking the time to understand the full financial picture and present it correctly, The Brokerage delivered a clear, compliant outcome where others could not, restoring the clients’ confidence and clarity in their position.