Refinancing existing home and purchasing a new investment property Copy

2 February 2026

QLD

We recently helped existing clients refinance their current property and secure 100% funding for a new investment purchase, without needing to contribute any additional funds.

One of the applicants had just returned from maternity leave and was working casually two days a week. Because of her limited hours and non-permanent status, most lenders were unwilling to include her income in the application. Despite these challenges, we presented a strong case that demonstrated the clients’ financial stability and investment potential. By using equity from their existing property and structuring the deal to meet the lender’s criteria, we were able to help them move forward with their investment plans sooner than expected.

The clients were thrilled to grow their portfolio without waiting for a full return to work, showing how tailored advice and smart structuring can make even complex scenarios achievable.

Loan Amount$1,945,000
Gearing76% LVR
Security Value:$960,000 + $1,600,000 = $2,560,000

To find out more about how we can help, contact our team today.

Contact Us

Email us at the following enquiries@thebrokerage.au, via phone 0451 973 662, or complete the form below.

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